Our Debt Free Journey

Our Debt Free journey began when we got married in 2009 and together brought just under $50,000 of student loans to the table. I’d heard Phillip talk for a long time about a guy named Dave Ramsey and his plan to help you pay off debt. I thought it couldn’t hurt so we gave it a try.

In our family, I am the free spirit . . . .

. . . .and Phillip is the nerd (are you surprised by either of those?).

We began to budget and slowly but surely, our debt snowball began to gain momentum and we started to make significant progress. In the spring of 2011 we taught our first Financial Peace University class which helped keep us accountable. If you’re going to teach people how to live on a budget, you have to do it yourself! We just finished our 4th course and get more and more excited each time we teach it.

Long before I started this blog, we lived our first few years of marriage in a tiny duplex and although I wouldn’t look back on those years and say they were “fun”, I would say that they were worth it.

TFP Living Room

In that little duplex on Minter Lane we learned to live on less than we made, to budget and most importantly, to communicate with each other.

TFP N 9th & Minter

Last year we took a break from our debt snowball to purchase this house which we now call home.

TFP 626-2

So, after 3 and a half years of hard work, giving up things we wanted for only the things we needed, we’re proud to say: WE’RE DEBT FREEEEEEEEE!!!!!!!!!!!

PS – If you’d like to read more about people who are winning you can read Alison’s story here or any of these stories from the Dave Ramsey website.

PSS – We threw an awesome story to celebrate, you can read more about it here.

 

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